Time to Panic: Intro to the US Payments Crisis

Purpose statement My 11th grade English teacher had us start every essay with a purpose statement: "I am writing a ___ for people who ___, so that they can ___." I still find this practice valuable. I'm writing a summary of recent articles about US federal payment systems for my friends in the US, so that you can understand a risk to your safety and take steps to prepare. This document contains no new ideas or original research. It's less of an "essay" or "article" and more of a project brief...
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