Modern portfolio theory says that as you age, you should be reducing the amount of money you have in stocks, and growing the amount of money you put in safer investment vehicles such as bonds and, CDs (not the ones by Van Halen). Well I for one find bonds and CDs rather boring (unless they're over 5%), so the rest of this article will be focused on stocks, and bonds for another day. Within your stock portfolio, there are several ways to go about investing. Greg likes to invest in high dividend ...

Sometimes it's easier to just pay a fee and go with inertia. But I'm telling you, one really obvious way to save money is to actually deal with all the BS charges that come your way. You always have to be alert that some company is going to charge you for something you didn't want. Extra data charges, extra this, extra that... But, you NEED to submit that support request, call that 800 number and fight for your rights! Recently I got some bogus credit card fees. I called them and they waived the...

Well I'm not doing much with Weight Watchers lately. I start every day out great with my standard favorite breakfast... Oatmeal with Frozen Cherries, and stevia sugar with a cup of coffee. Lunch was fairly tame as well... had some healthy choice frozen lunch that was about 9 weight watchers points. But as the day went on it got worse and worse. As I waited for the family to get back home, it hit around 6pm and I started noshing on cereal, peanut butter injected pretzel bites, kids leftovers, etc...

At the beginning of the month, I had decided that I'd had enough with long term investing and wanted to only day trade. I was in the process of clearing out my shitty investments and waiting until they came back to the initial investment value so I wouldn't lose money. But since then I've had a chance of heart. I couldn't wait to get rid of QCOM and MU, but lately they have been doing fairly well and I even added another position to MU as it was coming up. Perhaps I listen to Jim Cramer of Mad M...

I have the magic touch when it comes to investing. I can single handedly bring down any stock merely by purchasing it. I can also make a stock go up by selling it. If you want something like a stock-god-oracle, it's me. Just reverse whatever I do. If I'm buying then short it. If I'm selling, buy more. This happened with $SFIX, $GUSH, and $AAPL and Bitcoin. Remember when $BTC was about 9400 and it started to go down? That was me buying! ...

I am annoyed at myself for not sticking to my guns and keeping some stocks I invested in a few short weeks ago. If I had just done nothing for a while, I could have made lots with this "hobby". I sold my Bank of America options too early and broke even. Why? I mentioned this to a co-worker and she didn't think Bank of America was a good idea. It planted some sort of dumb curse in my head. As soon as I bought my first call option, the value began to decrease a few cents in the stock price, but th...

It's not something that can be explained in writing (unless you're a really good writer). It's not like getting to Wallyworld and then finding out they're closed for renovation. You place very high hopes on something that does not ever happen. You try to fix, but only make things worse, digging yourself deeper and deeper into some sort of funk. Taking some pills can help to help fix what is thought to be a simple chemical imbalance, but it may not be enough. The worst is when you realize your ow...

I was annoyed that my bill was more than 30 dollars over the average monthly payment and I wanted them to explain why. So I called and they explained why, and that matched with what the mobile app said. 30 was for an extra 2 GB of data they gave me and credited me for last month. So while I was ultra happy my last months bill was really low, I'd forgotten about that and this month is when they actually billed me for it I got super annoyed. So this month seemed super expensive. I got it, it was j...

How much data does one really need? I was on an unlimited plan with a major carrier and paying quite a bit. I switched down from 100 to 60, then 60 to 55. I know I can do better but part of that cost is subsidizing the cost of a phone over 2 years (it's a good deal, a Google Pixel for 240, but that's a topic for another post!) Anyhow, that's 45 saved each month or 540 dollars per year! Not too shabby! But using less data became sort of a fun game for me. Could I go from a 5 GB/month to 2 GB/mon...

Starting : 179 Weekly 36 5/17/18 (Thurs) oatmeal + bar + eggs (10) cheese/peppironi snack (6) 5/16/18 (Wed) oatmeal + bar + eggs (10) rubios (15) 25 Dinner was a bunch of meatballs and a couple mochi, gonna call it(15) which leaves me 10 left random crap - potato chips and shit like that (10) 0 Exercise: none really ...

Why is memory so important? Why not just live in the moment and enjoy life at that moment? Who cares if 20 years from now you don't remember something special that happened if you enjoyed it while it actually happened? Will I even be here in 20 years? I find that I take lots of pictures so I will remember things better but am I missing the moment in doing so? Am I living my life in a way that someday I will review everything I've done and think about it? Or will it just end in a snap of a moment...

Doing Weight Watchers again since I've gone over my target weight by about 4.9 points (not 5, so it's not serious). My pants are too tight, my ring is too tight, my apple watch is too tight, and I don't like how I feel with my bug gut out there. I'm tracking everything I eat now, which is half the battle! I get 36 points per day, and 36 weekly as well. The first # is the points, and the 2nd is the running total for the day. Weekly 36 - 6-7 = 0 (mothers day brunch took everything away) 5/15/...

The idea you can store electricity in a box is really interesting. Today I charged my charger at the office and brought it home. Now when I need to charge my phone (which is always) I can get power from work while at home. ...

I'm in the process of selling all my stocks in my robinhood account for cash. I'm going to have a small balance to play with and start clean. I want to get in, take a little profit, get out--and stay out. So when I'm sleeping at night, the money isn't invested or changing values, subject to the whim of trade agreements, politics, oil prices, middle east agreements, Stormy Daniels news or natural disasters. It would be in cash baby!! But I still have a couple stocks that aren't at the price I ori...

Was very close to selling my FB, then the flippening of the 200 MA and the 50 day MA happened. ...

I suggest you read this awesome post by Mo Bitar or don't if it's not something you were gonna do anyhow. I think the article was really neat, however I also think there are times when you are just being social and going with the flow to go for a walk or have some coffee with your friends. Once I felt like the walk, but not the coffee so I just walked with my friends, but didn't do the coffee. I was surprised how "offended" my friends were that I didn't buy the coffee and just did the walk, but ...

Trying to decide if I need to sell my FB stock. It's gone way lower than I thought it would. . . ...

It's sad how fast the weekend goes by. I feel like I am going through life at full speed right now. Kind of stressed about the week ahead, but there are some fun things coming up. I am secretly cheering myself on. ...

Vacation Weekend We are celebrating this weekend! That's all there is to say. Here's a cool idea for something someone should create, an Ambiance Monetizer. Someone asked me what headphones I was wearing and I gave them a link on amazon to them. They actually ordered it. What they didn't know what that person's link was one of my website affiliate links, so I actually made some money off the sale. Should that person know? Should I split the reward with them. Am I being unethical for not telling...

Really Good Headphones I totally love these headphones Jabra Move Wireless Stereo Headset - Black Shop Amazon Devices - Save $10 on Certified Refurbished Echo for a limited time ...

by reading this, you're giving me a bunch of data about your browser, ip address, screen resolution and a bunch of other data points. I'm testing on the other end to see what I can learn about you. Also testing embedded youtube content. Listen to Ben Shapiro WIPE THE FLOOR with Whoopi! ...

This article was written by Greg, the better looking Money Viking :) It is that time a year again, tax time is upon us. There are hundreds of strategies and approaches people deploy. Some people like getting a big refund as a kind of savings bonus, others want to break even because they do not want the government borrowing their money all year long. Remember it could have been invested for you all year making you money. I want to lay out a very simple way that one can think about taxes to deve...

Yesterday I combined a CVS reward of $1.00 from their app with an already on sale bottle of mouthwash ($4.60) while at the same time as using a credit card from privacy.com with 1% cash back that had a $3.33 reward on it. That 1 litre bottle of mouthwash was only $0.27 cents! Shop Amazon Devices - Save $10 on Certified Refurbished Echo for a limited time ...

nothing to see here. . . ...

Q&A Section Q: Can I publish to listed from here? A: Not if you're on mobile! ...

New Note 564 ...

I'm like totally writing this in markdown March 22, 2018 So it's been a while since I blogged. I got into privacy WAAAYYY to much and in a big way and I overdid it. Now I think I've adopted the best privacy practices for the average guy. I have another blog I'm trying to make some $$ with it, and I'm learning about SEO and AdSense I'm also a real person, behind the person, behind the man behind the man. What are those best privacy practices for me? Well if I listed them here then it wouldn't...

For Day 4, I’m working from home. For most people this would mean saving on expensive gas! For me as an electric vehicle owner, this will save me from driving 24 miles. This amounts to about 6 killowats of electricity with my EV or $1.20. I will invest the $1.20 into an agressive growth stock or fund. This is simple and easy using Stash or Robinhood! ...

This is Viking Jerry. Today I'm going to skip Starbucks and pack my lunch like Greg. My Grande Coffee usually is about $2.32, and my lunch can be upwards of $10.00. That money is going into Stash's "Delicious Dividends" ETF. We will calculate our grand totals saved and invested through small actions at the end of the 30 days. Hope you will join us and share your successes! ...

For Day 4, I'm working from home. For most people this would mean saving on expensive gas! For me as an electric vehicle owner, this will save me from driving 24 miles. This amounts to about 6 kilowatts of electricity with my EV or $1.20. I will invest the $1.20 into an aggressive growth stock or fund. This is simple and easy using Stash or Robinhood! ...

It's not a Lamborghini or Tesla, but it will get me from point A to point B from the power of the sun! I had been experimenting with cryptocurrencies for a while and decided to take some profits. I sold all my ETH (not much) and then paid off the rest of my car loan with it. The loan wasn't that much, but I still feel good about reducing debt! I got bills to feed and mouths to pay! Moral of the story for me is that I needed to examine my overall financial picture. Know when to take some pro...

I plan on retiring in about 20 years. There are so many choices in my 401K to choose from. Which one should I pick? ...

Well my fears came true, and today I left Tier 1 and entered Tier 2, so my cost per kilowatt doubles from about 20 cents to 40 cents. This means my commute is twice as much as it was for the past 25 days. So be it. 2 days are a weekend and I can drive my wife's car all weekend but I should do the math and see if her MPG work out better than paying for power at .40/kWh. Anyhoo, a friend at work is thinking of fixing up his solar and wanted to know how much I'm solar I'm getting versus how ...

Savings accounts have never been sexy. While there's a time and place for investing in crypto, stocks, bonds, exotic options and default currency swap derivatives, most of the time I'm spending my time in my checking account, and no interest is being paid there. At tax time, I remembered that my bank does have a savings account and I wanted to see how much interest I'd been earning all year on my rainy day funds. I was shocked by how low of an interest rate I was getting. Look at nerdwallet and...